Mental Accounting

As a publication dedicated to helping people meet investment goals through educated decision-making, In Sickness and Wealth is pleased to share this must-read article!

I have had the honor and pleasure of knowing Diane Garnick for nearly 20 years now. Diane is Managing Director and Chief Income Strategist at TIAA.

TIAA (Formerly TIAA-CREF – Teachers Insurance and Annuity Association / College Retirement Equities Fund) is the leading retirement provider for people who work in the academic, research, medical and cultural fields. TIAA serves over 5 million active and retired employees participating at more than 16,000 institutions, and has $889 billion[1] in assets under management.

Diane is a highly respected industry thought leader with two decades of experience structuring retirement and investment solutions. Ms. Garnick is responsible for advancing the strategy, development, and modernization of TIAA’s lifetime income solutions across the firm’s portfolio of products and services.

She recently penned a great article on Mental Accounting. Within the article is a section on healthcare costs when in retirement. The average 65-year-old couple will spend about $250,000 during their golden years.

Click here for Diane’s article. We hope you benefit from Diane’s wisdom. I have learned much from her over the years.

And don’t forget to subscribe to our publication where we regularly share insights on investing in the healthcare sector – so perhaps healthcare can pay for your future needs….

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